Need an appraisal for an FHA-backed mortgage? Call Anna L Ensley

Anna L Ensley is VA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to call Anna L Ensley, as we are approved and qualified to handle FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Anna L Ensley is well-trained on how to follow the rules and regulations provided.

If your financial transaction is FHA insured, that means that it has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower defaults on his or her loan obligations. Accessible to all purchasers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lesser income or less starting capital to use as a down-payment on a loan benefit the most from FHA loan programs.